Investment, Insurance, Superannuation
Investor Insights > News > Your super is built for your lifetime
May 2026
When markets continue to shift, it's natural to wonder what it all means for your super.
Recent events in the Middle East have caused short-term movements, particularly in global energy prices, but this is how markets typically respond to uncertainty in real time. What matters more is how your super is managed in navigating periods like this over the longer term.
If you take one thing out of this, it's this - your super isn't built for moments, it's built for your lifetime.
Your super is diversified across regions and asset classes to balance opportunity with resilience. It's managed with a long-term mindset that stays focused on outcomes, rather than reacting to short-term movements.
History helps put moments like this into perspective. Markets have moved through periods of uncertainty before, and over time, they've continued to find a way forward. Periods of uncertainty can lead to short-term selling as some investors react to market movements. This can create opportunities to invest in high quality assets at more attractive prices.
Right now, much of the focus is on global energy supply, particularly because oil and gas traffic through the Strait of Hormuz has fallen a lot since March. While that can influence markets in the short term, it's something markets are used to working through.
Our role isn't to predict every movement. It's to navigate them with care, discipline, and a long-term view.
Getting expert advice is all part of being a member - our team of Financial Coaches provide general advice related to your super, at no extra cost.
If you are a member, book an appointment with a Financial Coach today.
* Financial Coaches provide financial advice under the Australian Financial Services licence (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). OPC has appointed Actuate to provide general and limited advice services (which includes simple super advice) to members of relevant products in the Retirement Portfolio Service. OPC and Actuate are part of the Insignia Financial Group. Neither OPC, nor any other entity within Insignia Financial Group, including any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or advice provided by Actuate. For important information about Actuate's services which you should know before making a booking, please refer to Actuate's Website Disclosure Information.
This article has been prepared for OnePath Custodians Pty Limited (OPC) ABN 12 008 508 496, AFSL 238346 as Trustee of the Retirement Portfolio Service (ABN 61 808 189 263). OPC is part of the Insignia Financial group of companies comprising Insignia Financial Limited ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group).
The information in this article is current as at May 2026 and may be subject to change.
You should read the relevant Financial Services Guide (FSG), Product Disclosure Statement (PDS), Target Market Determination (TMD), Additional Information Guide (AIG), Investment Funds Guide (IFG), and product and other updates (for open and closed products) available at onepath.com.au and consider whether OnePath products are right for you before making a decision to acquire, or to continue to hold any OnePath product. Alternatively, you can request a copy of this information by calling Customer Services on 133 665.
Taxation law is complex, and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.
Before re-directing your super or moving your money into your product, you will need to consider whether there are any adverse consequences for you, including loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid. Any investment is subject to investment risk, including possible repayment delays and loss of income and principal invested. Returns can go up and down. Past performance is not indicative of future performance.
The information provided is of a general nature and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you should consider the appropriateness of the information, having regard to your needs, financial circumstances or objectives. The case studies used in the articles on this website are hypothetical and are not meant to illustrate the circumstances of any particular individual. Opinions expressed in this document are those of the authors only.