Integra Super is a comprehensive employer super solution that's easy to use, provides exceptional value and offers leading member services. Please note, Integra Super is now closed to new employers.
There is no change for existing members who have selected their own investment strategy or a default member currently invested in a capital guaranteed or cash investment option.
New members to existing plans will have an ANZ Smart Choice Super account opened for them.
Place your super in good hands
Integra Super has been recognised by Australia's leading independent financial research companies as one of the best employer super offerings in the market.
Comprehensive insurance options
Integra Super insurance cover is provided be the award winning insurer – OnePath Life Limited. The insurance cover options include:
- Death Only (including Terminal Illness)
- Death (including Terminal Illness) & Total and Permanent Disablement (TPD)
- Group Salary Continuance (GSC) with the flexibility of either a two year or to age 65 benefit period.
Note: TPD Only cover is not available.
Integra Super provides you with the flexibility of choosing between Standard Cover and Tailored Cover for Death and TPD. GSC is also available for selection where you are able to choose between a two year or to age 65 benefit period. An established staff super plan may have been provided with an Automatic Acceptance Level (AAL). An AAL is a specified amount of insurance cover available to eligible staff without them needing to provide evidence of good health.
If you did not establish cover at the commencement of your staff super plan, it may have been automatically established with two units of Standard Death and TPD default insurance cover (two units of cover). This is the basic level of insurance protection provided for all members of the plan, regardless of their occupation, upon joining.
Insurance in your Superannuation - OnePath is a member of the Insurance in Superannuation Voluntary Code of Practice.
With access to group rates negotiated by your employer, Integra Super offers exceptional value for its members.
Type of fee or cost
Investment Management Fee
0.29% p.a to 1.53% p.a
Fees are discounted on a sliding scale dependent on the total plan balance.
Administration Fee of up to 1.59% p.a (1.35% p.a after tax). This may be tiered based on the total employer plan balance or set at a flat rate.
A fee of 0.99% p.a (0.84% p.a after tax) is calculated and deducted from the assets of the investment fund and included in the investment fund’s daily unit price.
In addition, an Administration Fee adjustment (rebate or additional fee) may be applicable based on the employer plan balance. The Administration Fee paid will not exceed a total of 1.59% p.a (1.35% p.a after tax).
Upon the member’s transfer through to Integra Super Personal, the Administration Fee is tiered as per the table below:
All fees are inclusive of GST and RITC.
Investment Switching Fee2
1Fees applicable from 1 December 2020
2May incur a buy/sell spread when the money moves in or out of an investment fund
OnePath Custodians Pty Limited
347 Kent Street
GPO Box 5306
* Integra Super is not designed for employers with more than 20% casual employees or high staff turnover (more than 30% per annum).
Integra Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496 AFSL 238346.
This information has been prepared by OnePath Custodians and is a brief outline of the major features of Integra Super. It is intended as a quick and easy reference source for investors.
This information is of a general nature and has been prepared without taking into account of your objectives, financial situation or needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend that you read the Integra Super Product Disclosure Statement (PDS) available here, or by calling 133 665 before deciding whether to continue to hold the product.