Make informed decisions about your finances with access to personal financial advice

    Personal advice involves a complete review of your personal situation and goals both inside and outside of super. A Financial Adviser will work with you to create a plan and strategies to help you feel confident about your financial future. You can choose if you want a one-off financial plan or to work with your Financial Adviser over the different stages of your financial journey.

    Book now

    Step 1

    Speak with one of our friendly Financial Coaches who can help you decide if personal advice is right for you.

    Personal advice could be right for you if you:

    • have financial needs and require a detailed plan
    • need ongoing personal advice
    • are planning for retirement and would like an investment strategy to retire comfortably
    • need advice on insurance outside of your super
    • need advice on investment strategies, options, and plans outside of super
    • need help with estate planning

    Step 2

    If it is, the Financial Coach can connect you with a qualified Financial Adviser within our network. It’s important to recognise that every financial plan and its level of complexity will be different and so fees can vary. If you wish to proceed with a plan, your financial adviser will explain all upfront and any ongoing fees and costs before proceeding.

    Step 3

    In your initial appointment your Financial Adviser will consider your current personal and financial situation, your goals and expectations from advice. Your Financial Adviser will then discuss potential advice solutions and will outline the process if you wish to proceed with personal advice.

    Step 4

    Your Financial Adviser will provide you with a financial plan including strategies tailored to your personal and financial situation. They’ll take you through any recommendations and support you to implement recommendations you choose to proceed with. You can decide how often you engage with them moving forward.

    It's easy to get started

    Book time with our Financial Coaching team for a no-obligation discussion, at no additional cost.

    Book an appointment

    Important information

    The Financial Coaches provide financial advice under the Australian Financial Services licence (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346) (OPC) is the trustee of Retirement Portfolio Service (ABN 61 808 189 263) (Fund). Actuate and OPC are both part of the Insignia Financial group of companies, comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). OPC has an arrangement in place in which Actuate has been appointed to provide general and limited non-ongoing personal advice services (which includes simple super advice) to members of relevant products in the Fund. Simple super advice will not be provided on topics prohibited under relevant law. Neither OPC, nor any other entity within Insignia Financial Group, including any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or advice provided by Actuate.

    Any advice or information provided to you by a Financial Coach during a super consultation will be of a general nature only and will not take into account your personal objectives, financial situation and needs. Because of that, before acting on any advice provide to you, you should consider its appropriateness to you, having regard to your personal objectives, financial situation and needs.

    Information on this webpage has been provided by Actuate and is current as of 1 May 2025.