One Path Custodians (OPC) as Trustee for the Retirement Portfolio Service (the Fund) has adopted a claims philosophy with respect to insurance claims by members of the Fund. This philosophy can be found here.

OPC appoints insurers to provide group insurance policies for members of its superannuation fund and these insurers will have their own claims philosophy.

Insurance is provided by Zurich Australia Limited (ZAL) unless otherwise noted for some Employer Plans in ANZ Smart Choice for Employers and their Employees where a different insurer applies. These Employers have their own insurance guide and full details of the insurer are provided in the guide.

The claims philosophies for the insurers that provide group insurance arrangements to OPC, can be found at the below links: